The Fed Explains the Payments System

The latest in the Atlanta Fed's animated video series explores the U.S. payments system, which every day handles millions of transactions between buyers and sellers. Learn about the Fed's role in keeping the nation's payments system secure and efficient.

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Electronic Payments 101: Transactions Made Easy

Have you ever thought about what happens when you use your card at the register? Or buy a product online? Behind the scenes, four groups work together to make this complex transaction easy and secure.

Up until the 1950s, we had to rely on cash and bartering to buy goods. Luckily, now we have electronic payments system, and millions of people rely on it every day to make purchases. But in order to make these transactions possible, the merchant’s bank, your bank or credit union, the card network, and the processor all must work together to approve your payment and purchase. Learn what this all means in our new quick and informative video.

Find out more about the benefits of this system at electronicpaymentscoaliton.org.

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